About me

EXPERTISE

Executive Profile

I am a banking and financial regulatory lawyer with more than 25 years of experience gained in leading international law firms, a major European commercial bank and the European Central Bank.

My practice combines complex financing transactions with deep regulatory and supervisory expertise. Having advised lenders, borrowers, financial institutions and supervisory authorities throughout my career, I bring a unique understanding of the interaction between commercial objectives and regulatory expectations.

My experience covers the entire lifecycle of complex domestic and cross-border transactions, from structuring and negotiation through execution, closing and post-closing implementation. In parallel, I have advised on licensing procedures, prudential supervision, governance frameworks and strategic regulatory matters at European level.

Banking & Finance

Acquisition Finance & Leveraged Finance

Extensive experience advising financial institutions on acquisition finance and leveraged finance transactions for German and international corporate groups.

Representative experience includes transactions with financing volumes of up to EUR 1 billion involving domestic and cross-border lending structures.

Representative Experience

  • Advising lenders on leveraged acquisition financings.
  • Structuring senior financing arrangements for large corporate acquisitions.
  • Negotiating complex financing documentation.
  • Coordinating multi-party financing processes.
  • Advising on syndication structures and syndicated lending transactions.

Corporate Lending

Advised lenders and borrowers on a broad spectrum of corporate lending transactions ranging from SME financings to large European corporate facilities.

Representative mandates include bilateral loans, syndicated facilities, revolving credit facilities and bridge financings including individualized security packages with transaction sizes typically ranging from EUR 30 million to EUR 100 million.

Over the course of my career I have advised on approximately forty financing transactions in different capacities.

Asset Finance

Extensive experience across a broad range of asset-backed financings.

This includes aviation finance transactions covering aircraft and engine financings, lease structures, restructurings of airlines, satellite financing and aviation mortgage issues.

Additional experience includes financing transactions relating to rolling stock, railway equipment, wagons and other industrial assets, including legal due diligence, financing documentation, conditions precedent and operating lease arrangements.

Real Estate Finance

Experience in commercial and residential mortgage-backed securitisations (CMBS and RMBS), including advisory work relating to servicing structures and distressed portfolio situations.

Project Finance

Advised lead lenders on large-scale international infrastructure and project finance transactions from the outset of my legal career.

Representative projects include:

  • Iskenderun Power Project
  • Herrentunnel Project
  • Satellite Financing (Sinosat and Low Earth Orbit Satellites)
  • European Pipeline Financing
  • Renewable Energy Projects
  • Public Private Partnerships (PPP)

Project values regularly exceeded EUR 1 billion. 3

Structured Finance

Structured finance has been one of the central pillars of my practice throughout my career.

Representative experience includes:

  • Advising on securitisation structures for SME financing.
  • Legal advice on the merger of two major securitisation platforms.
  • Structuring and reviewing asset-backed securities.
  • Covered bond transactions.
  • ECB collateral eligibility assessments.
  • ECB asset purchase programmes.

Within the European Central Bank I assessed securitisation transactions submitted under the ECB purchase programmes, including ABS originated by leading automotive finance institutions. I also advised on the legal framework governing covered bonds as eligible collateral and within ECB purchase programmes.

Capital Markets

Extensive experience in debt capital markets transactions closely connected with financing and securitisation structures.

Representative work includes:

  • Bond issuances
  • EMTN Programmes
  • Commercial Paper Programmes
  • Prospectus reviews
  • Structured debt issuances

Derivatives & Treasury

Experience advising on derivatives, treasury and collateral management in both transactional and central banking environments.

Representative work includes:

  • ISDA Master Agreements
  • Deutscher Rahmenvertrag
  • GMRA Documentation
  • Hedging arrangements
  • Foreign reserve management
  • Treasury transactions
  • Own funds transactions

Financial Regulatory & Supervisory Law

Banking Regulation

Unique regulatory experience gained within the European Central Bank combining legal advisory work with banking supervision.

My work included the drafting, review and assessment of legal and regulatory initiatives concerning:

  • CRR / CRD
  • Banking Supervision
  • Securitisations
  • Covered Bonds
  • DORA
  • Digital Euro
  • ESG
  • AML
  • Governance Frameworks

Regulatory Transactions

Extensive experience leading regulatory procedures involving:

  • Banking licences
  • Qualifying holdings
  • Passporting
  • Withdrawal of licences
  • Lapsing of licences
  • Financial holding companies

Applications were assessed against CRR and CRD requirements, Regulatory Technical Standards (RTS), Implementing Technical Standards (ITS) and guidance issued by the European Banking Authority and national competent authorities.

Representative matters included traditional financial institutions, challenger banks, FinTech businesses and crypto-related business models.

This work provided valuable insight into supervisory expectations and decision-making processes within the European banking supervisory framework. 5

Governance & Compliance

Comprehensive experience assessing governance structures as part of supervisory approval procedures.

This includes:

  • Internal Governance
  • Corporate Governance
  • Risk Management
  • Outsourcing Frameworks
  • Internal Controls
  • Compliance Organisations

Anti-Financial Crime

Extensive work relating to Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF).

This included preparation of legal analyses, coordination with European authorities and assessment of AML frameworks within supervisory procedures and collateral eligibility assessments.

ESG & Sustainable Finance

Experience advising on ESG-related regulatory developments, particularly regarding collateral eligibility, disclosure obligations and implementation of sustainability requirements within the European regulatory framework.

Competition & Regulatory Investigations

Advised on regulatory investigations and administrative proceedings in both private practice and the public sector.

Representative matters include:

  • Internal investigations
  • Whistleblowing procedures
  • Prospectus-related investigations
  • Regulatory submissions
  • Administrative proceedings
  • Strategic regulatory advisory work
  • Coordination with national competent authorities

Digital Finance

Extensive experience advising on legal aspects of digital transformation within the banking sector.

Representative matters include:

  • Digital Banking
  • Digital Euro
  • TARGET infrastructure
  • FinTech supervision
  • Crypto-assets
  • DORA
  • AI Governance
  • Digital operational resilience

Transaction Management

Throughout my career I have advised on the structuring, negotiation and execution of complex financing and regulatory transactions involving numerous domestic and international stakeholders.

My experience includes:

  • Transaction Structuring
  • Legal Project Management
  • Documentation
  • Negotiations
  • Due Diligence
  • Signing and Closing
  • Post-Closing Implementation
  • Cross-border Coordination

I am recognised for delivering practical, commercially focused advice under demanding timelines and coordinating multidisciplinary teams across jurisdictions. 7

Industry Experience

  • Commercial Banks
  • Investment Firms
  • Financial Institutions
  • Central Banking
  • FinTech
  • Private Equity
  • Automotive
  • Infrastructure
  • Energy
  • Real Estate
  • Healthcare

Particular Strengths

  • More than 25 years of experience in Banking & Finance and Financial Regulation.
  • Rare combination of international transaction experience and European supervisory expertise.
  • Extensive experience in cross-border financing transactions with values ranging from EUR 30 million to more than EUR 1 billion.
  • In-depth knowledge of ECB supervisory procedures and prudential regulatory requirements.
  • Strong commercial awareness combined with a pragmatic, solution-oriented approach.
  • Proven ability to advise on sophisticated transactions under significant time pressure.
  • Trusted advisor to international law firms, financial institutions and supervisory authorities.